You may buy insurance outside open enrollment time frames if you qualify for a special enrollment period due to a qualifying life event. A qualifying life event could be moving to a new state, changes in your income, changes in your family size, if you marry, if you divorce or if you have a baby. If you have coverage currently, and you have a life event happen after the enrollment period, you would still be able to obtain insurance through what’s called a special enrollment period.
The AEP (Annual Enrollment Period) takes place each year between October 15 and December 7. This annual enrollment period was designated by the Centers for Medicare and Medicaid services (CMS) […]
If you have 51 or more eligible employees, you are considered large group per the ACA. There are two provisions of the ACA that apply only to applicable large employers […]
About a month ago, I had a blog on individual markets for health insurance. I noted that Medica still intended to stay in the market with a substantial premium increase […]
Opportunities in small group insurance need to be explored if 1) you are self-employed, or 2) you are a business owner with employees and do not offer benefits (or you […]