Whether you are an individual or a small business owner, we are here to show you options. Folks nearly always make good decisions, if they know their options and the reasons for their choices.
We are finding that across the horizon the greatest issue is that folks are confused. The second item is the premium cost. At Sears Insurance we feel that our job should be to educate you. We want to be able to “fit” your benefit plans to your “needs” and in doing so be mindful of your budget. When the tail wags the dog and you do not know what you have or just exactly why…there is a problem.
I have a couple of articles from very creditable sources that you may want to take a look at. Let us help you find the right fit for your health, your life and your budget.
I visit with people everyday about their “network” of providers. Each person has a different situation personally. I had one lady that wanted to insure she and her son. She know exactly what she wanted. Then in conversation during my Q & A with her she tells me that her son will be in Minnesota most all year between school and work. The plan she knew she wanted was not what she purchased in the end – her son would have no coverage. She landed on a plan that better suited her needs at approximately the same cost as the one she had in mind. One size does not fit all people. Networks is very much a strong consideration when you purchase insurance.
Wellmark makes this whole insurance conversation quite easy to understand. I will refer you to their link – if you get a chance poke around on their site and maybe you will find the tools very useful.
Call me – we are here to help you navigate the process.
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