I’m using this week to alert you of scams that will happen undoubtedly this upcoming 4th quarter.
This is a very vulnerable time of the year for the insurance industry and our consumers. There is a lot of change and a lot of uncertainty. The best advice that I can lend to you is know who you’re doing business with. Choose your insurance professional based on a referral from a friend, family member or colleague and do business with them. This will reduce the opportunity for you being mistreated. Some of the scams that will take place are intended not to just get your business. They are intended to get your personal information.
As an example. If you’re over 65 and you get a phone call stating that they want personal information so that they can send you a “new” or “updated” insurance card, do NOT share your information over the phone. What they really are attaining is your social security number that they can use in ways you’ve never thought of for their financial gain…at your expense. It’s identity theft in its greatest form.
If you are under 65, and you have a pre-ACA individual plan, you are not affected by the changes coming up January 1. You may or may not realize that. Don’t share your information. Please call your agent. If you don’t know who that is, or you’re unable to reach whoever that is, please know you can call us.
We have been in business for over 40 years, are well established and have been recently accredited by the Better Business Bureau. So, the scams go on on a daily basis and those scam alerts can be reviewed on the Iowa Attorney General’s Website. They can be reviewed on the Better Business Bureau website as well. As a caution, we’re trying to share a little advice regarding insurance fraud. Recently I was asked to speak on this matter and I have provided a link for that segment.