I am counseling more and more people that are in the position of retiring prior to age 65, exhausting COBRA benefits with their employer and yet not ready/eligible for Medicare.
The big question remains, what should I do/what can I do?
My job is to problem-solve with you. I ask that you tell me your story, explain your needs as best you can, whether that be pharmacy needs, specialty care facilities, etc. And my best help is to put on the table every option that I know of that you could explore.
Let me give you some examples. I have talked to people that had VA benefits that wouldn’t require as much coverage as somebody who would not. I’ve had some folks who have had HSA accounts. People that are part-time employed (but not eligible for employer benefits). I have talked to people that are interested in short-term health insurance options. Others that could not underwrite to short-term that might need another alternative and those who have been self-employed most of their lives, but were placed on an individual contract not knowing all of their options.
So, as you can see, I work with many scenarios. Each family has its own uniqueness and budgets and we show all options and by process of elimination find the best fit for you. Please call me for an appointment.