If you feel that you are confused each year about your health insurance, particularly at about this time of the year, you are not alone.  I am available for consultations […]

First of all, let me define a small business. These are for groups of 50 – 100 employees. Health insurance benefits in the individual market are quite limited and very […]

One thing I encourage people to pay attention to is their pharmacy needs. Our pharmaceutical costs have been skyrocketing for years and it seems that the utilization increases, seldom, does […]

Now that I’ve told you what the annual enrollment period is, let me tell you want Open Enrollment is. Medicare health and drug plans can make changes each year—things like […]