Disability income protection is a coverage that is overlooked or there is not enough emphasis put on this important subject. When I consult with employers or with individuals, I look at the big picture. There are so many insurances that are all good and needed, but the question becomes, I think I could be insurance poor.
However, when I’m doing a consultation, I assess needs, wants, the budget and proportionately make insurance suggestions accordingly. I never leave out disability income protection. We can insure everything and more, but our lifeline to all these “things” we are insuring are tied to our income. Our home, our cars, our children, families, benefits, etc., are usually tied to our ability to pay. Disability, illnesses and accidents are not scheduled. Life rolls along, everything’s good and then something happens. The picture changes quickly if the income is impaired or goes away. Do your loved ones and yourself due diligence in having your entire package reviewed frequently as your life and your needs continue to evolve through our life’s journey.
We have a real gem in our State…Easter Seals Iowa. I have included some verbiage from that came to me from Allison Piazza, Events and Volunteer Coordinator, for Easter Seals Iowa and Camp Sunnyside explaining briefly how this money is spent. We also have two videos that came from Allison.
The insurer we feel does the best job with disability income protection is Principal, who is also Iowa-based. I have some information and a YouTube video from them as well. Please call me for a free analysis and let’s make sure you and your family are able to continue the lifestyle you enjoy when something unexpected comes your way.
Easter Seals Iowa is a disability service provider, serving Iowans for over 90 years. They help people in their homes, in the community, with employment, on the farm and in school. Our services mean a child gets to experience camp for the first time, a young woman has helping to find and maintaining employment, a mom gets a much-needed break from care giving for her child with a disability, knowing her child is well cared for. All money raised stays right here in Iowa and 93 cents of every dollar raised goes directly to services. Our story is best told by the people we serve, like these two moms who share what our services have meant for their child, their families and for them as a mother.
Charlie’s story: https://youtu.be/EFFN6xtVeI0
Liz Hamer: https://youtu.be/nU2IT9HHiO8
Principal Insurance Video https://www.youtube.com/watch?v=fiEHUjIA-pM