As you set your 2019 goals, and we talk about the insurance segment of your home or your business plan, please do not overlook protecting your income.
By doing so, it’s like standing on your own feeding tube. I have seen so many folks that are as disproportionately insured that they may have too much in one area and not enough in the next and in some areas none. This is a catastrophe waiting to happen.
If you depend on your income(s) on a daily basis, and something happens that you cannot perform your duties to the fullest extent or not at all, but you lived through it, you have a problem. And after the fact, there is no fixing it. To maintain your current lifestyle until such time you either get through whatever the problem might have been or modify your lifestyle, your income is essential. Don’t forget if this is the case, you will also be hitting your maximum out of pocket deductibles on your health insurance plan every calendar year on top of your regular household expenses. Disability income is based on several criteria including your income and the cost is less than a can of pop a day. Call me. My consultations and quotes are free.