The people that are invested in the tax-deferred annuities that Sears Insurance represents DO sleep at night.

These products are not the type that are often written up in the newspaper.  The scare tactics that those articles impose on folks do not represent all annuity products.  The product that we often recommend offers – guaranteed principal. guaranteed minimum interest – tax-deferred accumulation – access to your funds – good for qualified funds (IRA, Roth IRAs, 401(k) rollovers, 457 transfers, etc) as well as non-qualified funds…safety, safety, safety.  To many of our clients – average to above average income, very stable asset to debt ratio – safety is important.  They have choices of extremely conservative accounts at the bank and speculation (risk) in the market with unsecured principal.  This product is the fulcrum on the teeter totter.  It is the midpoint between the two.  We have very handsome rates of return (guaranteed) and the tax-deferral allows the funds to accumulate very nice.  Take a quick look at this flyer – it’s quick and easy.

These offer options for income if a person wants to increase the monthly income.  There is easy access incase of terminal illness or nursing home confinement.  They are very user friendly products with a company that has been in Des Moines through the ups and down of the market for over 100 years.  We are proud to represent EMC National Life Insurance Company.  They are extremely stable and  reliable.

This fluctuation I n the market has some people nervous.  With China markets in a decline, Greece in financial distress and now the NYSE at a halt, please reevaluate your necessity to assume unnecessary risk.  How much can you lose?