Sears Insurance prides itself in providing you with nothing but the best. It is quite the compliment to have you ask me to help you with your finances and your health. I consider these your two most valuable assets outside of your first born.

When it comes to health insurance, we are an independent agent and we represent several carriers. However, getting back to the integrity and quality that we stand for, Wellmark is our premier insurance carrier for your health insurance needs. There are a lot of reasons for that.

One of the greatest things that comes to my mind is the strength of the provider networks that you would have access to when using Wellmark. In the State of Iowa, they have 100% participation of hospitals and 99% participation of doctors. Their payment innovation yields the lowest cost of care without sacrificing quality of care. 95% of every dollar is spent on health care costs, which has netted Wellmark an A financial security rating from AM Best.

Their story is contained in this article and I think it’s imperative that you understand that they started over 100 years ago, they have been extremely well managed and consequently have adequate reserves to pay even the most catastrophic claims you may imagine.

Please enjoy this article and call me for quotes. Within this company, there’s a product that is suitable for everyone’s needs and their budget. Whether you are an individual under age 65, an individual over age 65 or if you are a business owner with a small or large business, this information is very important. Our quotes are free and I’m always happy to help.