Sears Insurance

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  • WELLMARK MEMBERS NOW HAVE $0 COST SHARE FROM HOME

Spend your Dollars Wisely

  • Health Insurance

This link is designed to help you make more informed decisions and spend your dollars wisely.

  • Doctors office vs. Urgent Care vs. ER?
  • Which way do I go?
  • If I go to the ER there will be lab work done.
  • Do I know who reads the images?
  • Where is your lab work sent?
  • Are the professionals “reading” or interpreting these results an employee of the hospital or are they 1099 employees?
  • Are they in or out of network?
  • Will my insurance pay for them?
  • How do I find that out?
  • Am I in network or out of network?
  • Cost Estimator tools?  Know where you can get the best bang for your buck on scheduled procedures
  • Prescription drug costs

Be sure to use the preventative wellness exams to maximize your time and dollars in addition to all of the “right” reasons to have this information a part of your medical record

 

 

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Debbie SearsMarch 6, 2017

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