My business is built on referrals. I want to earn your trust, your friendship and your business, so if you know anybody that could use my services, please contact me.

What makes a good” agent? I would say, be a good listener. Identify your needs. Identify your budget and find something of quality that meets your needs as well as your budget. At Sears Insurance, I have been quite particular and very selective as to what insurance companies I contract with. There is always an incentive, but nothing is greater than my friendships, my Clients and the business they bring me.

We offer the best quality followed up by the time investment in you to make sure that your needs are met and your budget is respected. Here are a few things that you may not know. The Department of Insurance sets the premium rates. These rates are based on your age, your residential zip code, smoking or non-smoking. So, you cannot get a better deal by “shopping around”. Most of the websites that promise to show you rates are actually lead generating companies. They capture your information and someone calls you to follow-up. You now have somebody on your phone in your inbox, in your mailbox and if you’re lucky, no one shows up at your door. I can get all of those rates for you.

Why should a person use me as their agent? I present you with all of your options. And then by process of elimination, I try to pare these choices down to what suits your needs. By doing so, we can also put you in a very quality product that’s budget friendly. If your schedule is tight, if it’s not convenient for us to meet, we can actually do this over the phone. I have Clients in many places afar that I have not had the privilege of meeting. In the world we live in today, these types of transactions can be very safely done over the phone and the Internet. I do have what I consider, a very nice office. We can meet at my office, at your business, at your home, whatever best suits your needs. For my over-65 Clients, respecting my elders has been drilled into me. I will always come to you. For my business Clients, the business required to build a quote, may be easier sought at your office than in mind. For those in the middle, call me! We’ll make it work.