Estate planning is one of the most important steps any person can take to make sure that their final property and health care wishes are honored, and that loved ones are provided for in their absence. Though often overlooked or put off in favor of more immediate concerns, a comprehensive estate plan can resolve a number of legal questions that arise whenever anyone dies.

 As we work up to retirement we must consider the appropriate insurances for our needs.  We would obviously need to continue our health insurance, long term care insurance and life insurance and rollover our retirement accounts. However…the questions become, what and how much is enough, is it affordable and who should we consult.

Proper health insurance allows you to seek out the doctors and Centers of Excellence that you want and may need.  The idea is to be prepared for any illness and injuries while at the same time have affordable premiums. The freedom to protect your greatest asset…your health… and the associated costs of care and pharmacy needs is essential.

Tune in next Tuesday for Part 2 of the series…