The employer sponsored plans have several options to consider. We offer many traditional plans with several provider network options. There is also an exciting new product introduced last year that is really worth taking a look at. It is called Blue Rewards.

Blue Rewards is traditional insurance with a twist, and the first of its kind in Iowa. This health plan is designed collaboratively by Wellmark Blue Cross and Blue Shield, Hy-Vee and UnityPoint Health.

Blue Rewards integrates true coordinated care with:

• UnityPoint Health provider network,
• The retail convenience of Hy-Vee’s pharmacy and their other health and wellness offerings,
• An affordable, ACA-health insurance option from Wellmark Blue Cross and Blue Shield.

These new plans are available to employers located in 29 key Iowa counties. Employers offering Blue Rewards plans must be located in these counties, but their covered employees need not reside in the 29 counties.

Blue Rewards members can receive care at any provider. Their cost share will vary depending on which tier their provider is in. They will receive the lowest cost share when seeing a Tier 1 Wellmark Blue Rewards POS provider in Iowa. Blue Rewards plans are also available for individuals and families.

Some of the benefits are; coordinated care which has proven to reduce claims costs, keeping your employees healthy reduces absenteeism and when compared to a PPO plan you will likely see much less premium. Your employees will have lower out-of-pocket costs when comparing similar benefits of other plans in the market.

We are 40 years strong as an independent insurance agency, built on folks just like yourself. We are proud to say that we are 100% referral based. We are serving 3 and 4 generations of the same families. The professional confidence that you have placed in me and my agency and the continual flow of referral to your friends and family is the greatest compliment you could ever pay me. Thank you for your friendship and your business! Call me – our quotes and consultations are FREE!