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It has been forecast that there will be a correction in the markets and it is wise to have a review of your investments and the allocations that you’ve chosen. There are many factors that play into this market correction, but what is most important is that you have funds that are free from risk, reduced or deferred taxation and the avoidance of probate. If you have changed jobs, or have IRAs, you may want to review those investments and compare them to the new opportunities that Sears Insurance would suggest to you. One of the companies that we represent and we are proud to be recognized as a top producer for is EMC National Life.

They offer tax-deferred fixed annuities that have many benefits for nearly any aged person. As we progress through our work years and look into our retirement planning, we need to reassess our risk allocations, leaning more conservative. At this point in our life, our goals should be reduced debt, increase the safety of our principle and if we can protect any type of tax liability, by all means, check that out.

It’s actually a very rewarding experience to sit down with an individual or a couple and watch the expression on their face change as the safety of their future becomes more apparent. Our consultations are free and I think you would be happy with the end results.

https://www.emcnationallife.com/Agents/Admin/Forms/EMK101_0914.PDF

https://www.emcnationallife.com/Agents/Admin/Forms/LB136_03_0116.PDF

https://www.emcnationallife.com/Agents/Admin/Forms/LB136_20_1215.PDF

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Debbie SearsJanuary 2, 2017

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