Business owners can give your busy employees 24/7 access to care at a lower overall cost. This benefit is called Doctor+ on Demand. Everybody would benefit from the convenience and […]

Short Term Medical plans with lengths of 90 days will not longer be available in Iowa.  This change applies to all carriers including United Healthcare and National General. If you […]

Individuals may no longer enroll in individual and family health insurance until the next Open Enrollment Period, unless you would have a life event that qualifies for a Special Enrollment […]

Open Enrollment for Medicare Advantage plans runs from January 1, 2020 up through March 31, 2020, for effective dates of February 1st to April 1st. Open Enrollment Period (OEP) is […]

Small business owners need to rethink their role concerning employee benefits. It’s very important that these benefits reflect the mission statement, needs, goals and values of the company. An independent […]

To help you be a better consumer and custodian of your own money, I’d like to share with you how to “plan smart”. You can shop and compare for quality […]

There’s a new game in town, commonly known as “concierge medicine”. It’s also referred to as “retainer” medicine. This is a relationship between a patient and a physician in which […]

Another strategy for managing healthcare costs is to increase the employee cost sharing. If we restructure your current plan or possibly have two or three plans running concurrently, giving every […]

The healthcare industry is complex and as we all would admit, expensive. I feel that it is something employers should make a priority and address with vigorous efforts. The majority […]

I like to put a greater emphasis on HSAs, commonly known as CDHPs (consumer driven health plans). If these are offered in conjunction with proper education, employees can become wiser […]