If you are Medicare enrolled, this is the time of the year to make your open enrollment changes for 2019. This is just a quick reminder. December 7 is the deadline to have any changes submitted. Please call me if I can help.

Just a note regarding your Medicare supplement. Many of the folks I talk to have made the wise choice of having a Medicare supplement Plan F. This plan leaves you with no out of pocket expense for Part A (hospital) or Part B (medical) eligible expenses. It has been said that in January 2020 this plan will not be on the market for new sales. If you choose to make a change from a Plan F in an attempt to save premium dollars, there will be deductibles (that are always subject to change) with the other options. If you want to know what your choices look like going forward, let’s visit. I still favor Plan F as it gives you the most financial protection against the unknown cost.