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2019 Medicare Annual Enrollment

MedicareDebbie SearsNovember 5, 2018

Here are some dates and deadlines you’re going to want to know. Starting October 15, we were able to sell Medicare advantage and prescription drug plans (PDP) for 2019. And […]

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2019 Under 65 Open Enrollment

Open EnrollmentDebbie SearsOctober 29, 2018

Heads up, everybody! The open enrollment period for persons under age 65 for your 2019 health insurance plans starts November 1 and runs to December 15. You’ve got a couple […]

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New Medicare ID Cards

UncategorizedDebbie SearsOctober 22, 2018

The process has already begun to remove social security numbers from Medicare cards to prevent fraud, prevent identity theft and keep tax-payer dollars safe. These new cards will be mailed […]

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How do you know if you need to change your Medicare or Pharmacy plan?

Health InsuranceDebbie SearsOctober 15, 2018

One thing I encourage people to pay attention to is their pharmacy needs. Our pharmaceutical costs have been skyrocketing for years and it seems that the utilization increases, seldom, does […]

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What Is OEP?

Health InsuranceDebbie SearsOctober 8, 2018

Now that I’ve told you what the annual enrollment period is, let me tell you want Open Enrollment is. Medicare health and drug plans can make changes each year—things like […]

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The Alphabet Soup of Healthcare

Health InsuranceDebbie SearsOctober 1, 2018

You will hear acronyms all the time and you’re going to constantly be listening to the conversation and at the same time splitting your attention between what is the IEP […]

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Part D Medicare (PDP)

MedicareDebbie SearsSeptember 24, 2018

 Medicare Part D prescription drug pans were designed to help you manage your drug costs. What we have available at the moment are the 2018 choices and I’ve attached […]

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Medicare Open Enrollment

MedicareDebbie SearsSeptember 17, 2018

Anybody that is Medicare enrolled or Medicare eligible needs to know that the Medicare open enrollment period every year is October 15 – December 7. This is the window of […]

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Federal Laws and Guidelines

Health InsuranceDebbie SearsSeptember 9, 2018

As we come up to the end of the year, many groups are going to renew. Here are some matters of fact that would help you understand some federal laws […]

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Understanding Your Life Insurance Benefit

life insuranceDebbie SearsAugust 27, 2018

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