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Individual U65: Grandfathered/grandmothered (GF/GM) special enrollment events and process

Health InsuranceDebbie SearsJanuary 15, 2018

To follow-up to a Special Enrollment event changes article that was published in the Nov. 22 BBO, an updated special enrollments chart has been published on Producer Connection. Important changes […]

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Better Business Bureau

Health InsuranceDebbie SearsJanuary 8, 2018

I was invited by the BBB to be a guest on KCWI on December 27 and explain to folks where they’re at as far as opportunities for insurance, now that […]

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Are You Medicare-Eligible And Still Employed?

MedicareDebbie SearsNovember 27, 2017

If you are Medicare-eligible and still employed (you’ve turned 65 somewhere along the line), the social security administration automatically enrolls you in Medicare Part A. You continue to be full-time […]

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My Health Insurance Coverage is Ending and I’m Not Medicare Insurance Eligible Yet

Healthcare updatesDebbie SearsNovember 20, 2017

I am counseling more and more people that are in the position of retiring prior to age 65, exhausting COBRA benefits with their employer and yet not ready/eligible for Medicare. […]

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What Employers Need to Know

Healthcare updatesDebbie SearsNovember 13, 2017

I am providing a link to the IRS’ guide to the Affordable Care Act titled “What Employers Need to Know” for your reference. This a one-page document that is quick and […]

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ACA Affects on Small Businesses

Healthcare updatesDebbie SearsNovember 6, 2017

If you are a small business owner, it’s important to know how the Affordable Care Act (ACA) affects small businesses. To highlight a few of the responsibilities for the business […]

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SEP

Healthcare updatesDebbie SearsOctober 30, 2017

You may have a special enrollment period (SEP) due to a life event like losing other coverage, getting married or having a baby. If you qualify for this special enrollment […]

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Acronym Number Two OEP

UncategorizedDebbie SearsOctober 23, 2017

The open enrollment period (OEP) for Medicare is November 1 – December 15 for 2017. During this timeframe, you may make a change in your Medicare supplement coverage for the […]

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Health Care Insurance Choices – Understand Your Options

Health InsuranceDebbie SearsOctober 16, 2017

Health Care Insurance Choices – Understand Your Options We are faced with more confusion, more compliance, fewer choices and higher premiums than ever before. However, I have FREE consultations and […]

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Health Insurance Acronyms

Health Care ReformDebbie SearsOctober 9, 2017

The AEP (Annual Enrollment Period) takes place each year between October 15 and December 7. This annual enrollment period was designated by the Centers for Medicare and Medicaid services (CMS) […]

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