The AEP (Annual Enrollment Period) takes place each year between October 15 and December 7. This annual enrollment period was designated by the Centers for Medicare and Medicaid services (CMS) […]
If you have 51 or more eligible employees, you are considered large group per the ACA. There are two provisions of the ACA that apply only to applicable large employers […]
About a month ago, I had a blog on individual markets for health insurance. I noted that Medica still intended to stay in the market with a substantial premium increase […]
Opportunities in small group insurance need to be explored if 1) you are self-employed, or 2) you are a business owner with employees and do not offer benefits (or you […]
As you might suspect, there is an influx of individuals whose coverage will end January 1 that are business owners. Some of these people would be eligible for small group […]
Sometimes the unknowns cause stress. Stress can be defined as “normal wear and tear”. But when “your normal” becomes uncomfortable, you can actually do damage to mind, body and spirit. […]
I have many Clients that are entrepreneurs. If your business is recognized via a tax-return of its own or shows up on your personal income taxes, and meets the criteria […]
You may have received correspondence from your insurance company telling you that your plan is going to end. They could have told you that your current plan is going to […]
Your human resource person’s responsibilities now include administrating benefits for the employees (administration side of that job). That includes a lot more expertise, training, compliance and liability than ever before. […]
As I have mentioned in my previous blog, my concern for small business owners is being compliant with the federal “Affordable” Care Act. This brings to mind a recent situation […]
