As you might suspect, there is an influx of individuals whose coverage will end January 1 that are business owners. Some of these people would be eligible for small group options.

If I am a business owner, and meet the eligibility requirements as defined by the various insurance carriers, I could leave the individual market completely and be a small business very legitimately. This would give me an opportunity to continue my employment status as is and replace my individual coverage that will end January 1 with the same carrier and comparable products, maybe favorable pricing, for my health insurance needs.

This subject has to be addressed on a case-by-case basis as everyone’s situation is different. Please call me to discuss the details. Our consultations are free. Feel free to have your CPA or attorney call me as well. We field more and more of these types of conversations and calls every day. We are here to help!