Tag Archives: group health insurance

What Is Fair?

As we all have our feelings on this matter (and my position is to respect all views) our elected Governor is operating on an “elected by the people” position and what we may not realize is that if he would have gone the other way, we would have a federal subsidy that would be entitlement (starting with 150,000 people and going rapidly) lasting for four years. Then the federal subsidy would end and we would have all of the financial burden to pay…raising our taxes…where does this end??? Other states share his sentiment.

Also, he is asking for volunteers on the State payroll to pay for 20% of their premium. Presently the State employees’ premium is provided 100%. Polk County Board of Supervisors recently approved a contribution to their cost of an approximate $25 per month. The true cost is around $1100 per month for family plans. The employer is mandated to pay 50% of the employee premium for any business. How could the employer pay 50% of the premium, increased taxes for the uninsured to have more entitlement and still stay in business?

Governor Branstad is trying to bring our jobs back. He is trying to make us healthier (Blue Zones and Healthiest State Initiative). Somewhere in this struggle we all have to come to the table and be fair. There must certainly be a balance between free and 100%.

 

Is My Group Health Insurance the Right One for My Business?

A healthy workforce is a good thing for many reasons.  When your employees focus on improving their health through a wellness solution, your business benefits as well…

  • Increased productivity
  • Healthier employees have a shorter recovery time after a disability
  • Costs and lost work time related to disabilities and on-the-job injuries are reduced 

With wellness, you can drive real change that will improve health of your employees and your business. 

Wellness is more than preventive screenings – it is about having a program that empowers employees to change the overall health of your organization.  That’s why Sears Insurance offers products and services that can be tailored to the needs of your business and your budget. 

No matter the size of your company, we’ve got solutions to fit your needs.  We’re committed to helping your create a culture of wellness, firmly incorporating health and wellness into the daily operations of your company. 

Governor Branstad is promoting the Blue Zones project and the Healthiest State Initiative for all of the right reasons.  If we have room for improvement (as we clearly do) we can help ourselves in many ways.  Let’s look past just the current rates; he is bringing jobs to Iowa.  The employers have many considerations, employee benefits being a big one.  We are committed to working with you to make you and your employees the very best that we all can be. 

Our consulting and quoting process is FREE !

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