Due to the federal compliance testing that is mandated to represent Medicare Part D prescription drug coverages, opportunities at Sears Insurance have increased, because current agents can’t pass the test.
The federal testing consists of a timed, two-hour test on specifically this topic and requires a minimum of a 90% passing grade to be federally compliant. This test has changed so much from one year to the next that even a career agent finds this to be a difficult task. There have been two agencies that have been long-standing colleagues/competitors of mine that have transferred their block of business to Sears Insurance for this exact reason.
After successfully passes the federal compliance test, it is mandatory to take a product test with each carrier that you want to represent for the specific product. After due diligence, we have come to the consensus that Wellmark/Blue Cross Blue Shield of Iowa has the most comprehensive prescription drug plan. If the purpose of insurance is to protect your finances and keep YOU out of any kind of federal penalty for not carrying insurance, then it is our job to safeguard your decision.
Sears Insurance continues to be a good resource for all of your insurance needs.