Store bought Valentines are always a novelty but if you really love your “honey” you would take time to plan and structure your insurance and legal affairs to be able to keep hard earned assets in tact.  I am referring to income protection (in the event your income stops), your health and your life.

Life changes and so should your “plan”.  Start with telling me what you think you would like to see happen.  We will ask you to retain the professionals that you already have a trust with such as your attorney and CPA.  If you do not have any in place and want a referral, we have several to choose from, pending your situation.  Repositioning what you already have to find hidden benefits or dollars can lead to a very pleasant surprise.

With one, client we made very slight changes and “found”  over $7,000 a year in savings.  That in turn was used to fund a savings account for the unexpected and purchase some much needed insurance.  She became “whole” and spent less money.  The expression on her face and the smile that followed made the time quite rewarding.