We are mid-term of 2015 and we’re all insured either individually or in a group. If there is a special qualifying event you can elect to insure and with whatever plan that suits your needs.

In the meantime, I would like to use this time to review the premium increases that we are all going to experience, look at our present coverage, see what our options look like in comparison and position ourselves for 2016.

And please call me after you receive your premium increase notification and we will discuss a date and time that works best for you.

When we make a purchase, we know what our costs will be up front; however, when it comes to our health care, which is a major expense, most of us have no idea of the cost before we schedule the procedure. There is a health care cost estimator available to you on the at myWellmark.com. Whether you’re having a baby or a knee replaced, you would be able to know by using this tool what your expected out of pocket costs should be.

If any of you are still on vacation or you have students preparing to move away for college, please note that if you go to wellmark.com/gomobile, you can download Wellmark’s free mobile App. This is good for any of us, particularly if you have students on the move. You can check the status of your claims and locate providers in your area. Please visit to see for yourself. And, don’t forget, you can also go to wellmark.com/memberdeals and use your wellmark id card to access Blue365 deals.