I know that we have talked about life insurance and disability insurance in the past.  However, February is the month that “love is in the air” and this is truly love insurance. This benefits the ones that you love in your absence or if you should sustain an injury or illness that would disrupt or end your pay check. This is the domino effect and it hurts a lot of not just people – but families – people too numerous to mention.

If you are a business owner, the employees of your business and their families are affected.

The cost of acquing all of the insurance that you should own doesn’t have to, nor should it, take food off of your table. If these items are sold on a needs based analysis of your unique situation, everything will be proportionate. The coverage that you choose and the premium to own that coverage will be proportionate to your needs and your ability to pay. I often see folks that tell me they are “insurance poor”. Well, let me tell you, I have seen more people “poor because they did not insure” that the other way. Or it is common that I see folks with too much coverage in one area and non in the next because the agent did not do them justice. It takes a proper analysis to do the job right. That is why you need an independent agent that will invest time in you. Our consultations are free. We just want you to be properly insured – we want this plan to sustain you throughout your lifetime. To accomplish this, we get your immediate needs addressed and then make adjustments as life changes for you.

I have a couple of links to independent sites – Life Happens – for you to listen to.  These are about 2 minutes but it give you the big picture.  Please call me your free consultation today!!  If you like what you see and hear, please “Like” us on Facebook.