Sears Insurance

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Special Enrollment Period

Health Care ReformDebbie SearsMarch 17, 2014

You may buy insurance outside open enrollment time frames if you qualify for a special enrollment period due to a qualifying life event. A qualifying life event could be moving […]

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What Key Dates Do I Need to Know?

Health Care ReformDebbie SearsMarch 10, 2014

Please avoid paying a penalty. You don’t have to pay a penalty if you enroll in a plan by March 31st, 2014. Please click here to read about the 2014 […]

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CMS Reports Predicts 65% of Small Businesses Will See Premiums Rise Under the ACA

Health Care ReformDebbie SearsMarch 3, 2014

As I work with small business owners in trying to be a consultant rather than a sales person, I spend considerable time investigating their needs, their wants, their finances and […]

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True Stories

life insuranceDebbie SearsFebruary 24, 2014

As life changes, and our needs change, I cannot tell you about health and life insurances without bringing up disability and long-term care. Here is a link of True Stories […]

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What’s Mommy Worth?

life insuranceDebbie SearsFebruary 17, 2014

Life is just wonderful. George and Jane have now gotten married. They have purchased their home and they have 3 children and everybody is doing what they’re supposed to be […]

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How Much Life Insurance Should I Buy?

life insuranceDebbie SearsFebruary 10, 2014

Sears Insurance relies on very credible sources for any information or advice that we provide. An organization called www.lifehappens.org has many tools to calculate our needs. For instance, we’re going […]

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George meets Jane – And Life Happens…

life insuranceDebbie SearsFebruary 3, 2014

Here’s a link from EMC National Life Insurance Company entitled, “How to Write Life”. Every life is a story. This starts out as life begins for George and Jane. Most […]

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Love is in the Air…

life insuranceDebbie SearsJanuary 27, 2014

Valentines Day is just two weeks away…we all show our love in every way…every day…but what if we weren’t here?? Have you ever really sat down and though about what […]

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Health Care Reform

Health Care ReformDebbie SearsJanuary 20, 2014

Fourth quarter of every year brings high demands on our time and our energy. The health care reform situation and all of the negative that we hear, I’m sure has […]

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Purchasing Health Insurance on an Individual Basis

Health Care ReformDebbie SearsJanuary 13, 2014

Another way to buy health insurance would be on an individual basis. If I have an employer that has an employer sponsored group health plan, it is always nice to […]

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