Under the Affordable Care Act, annual wellness exams are covered at 100%. I always encourage folks to take advantage of this “freebie”. These exams include your diagnostics and screenings appropriate […]
Recently, Wellmark filed their proposed rate increases for individual and family plans with the Iowa Insurance Division. Less than 4% of Wellmark’s total business in Iowa are these individual and […]
Wellmark Blue Cross and Blue Shield of Iowa and South Dakota will require individuals to answer health questions if moving to MedicareBlue Supplement SM Plan G from another MedicareBlue SupplementPplan […]
If you have a Medicare eligible employee, whether it be the employee or the spouse of an employee still on your plan, you may not want to go down that […]
Quoting is free and it pays benefits. I have never charged for my quoting and my consultation fees because my main goal is to help people. This has put me […]
To help you be a better consumer and custodian of your own money, I’d like to share with you how to “plan smart”. You can shop and compare for quality […]
Most of the weddings, dance recitals and picnics may have all happened and it’s time for family vacations before school starts again. I’ve got some valuable information to share from […]
There’s a new game in town, commonly known as “concierge medicine”. It’s also referred to as “retainer” medicine. This is a relationship between a patient and a physician in which […]
Another strategy for managing healthcare costs is to increase the employee cost sharing. If we restructure your current plan or possibly have two or three plans running concurrently, giving every […]
The healthcare industry is complex and as we all would admit, expensive. I feel that it is something employers should make a priority and address with vigorous efforts. The majority […]
