There are essential and minimum benefits that must be offered at affordable premiums. The employee contribution cannot be more than 9.5% of the employee’s household income. This list of essential benefits is not as difficult to read and understand as it is to locate! Please refer to this link and read through what is required.
This link outlines affordability, minimum essential coverage, must include benefits, the cost sharing – deductibles and maximum out of pocket expenses AND mandatory coverage…
Our trusted carriers will be sure to be compliant and be our guide through our state insurance commissioners.