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Have You Fully Funded Your HSA for 2015?

Health Savings AccountDebbie SearsFebruary 22, 2016

2015 offers individuals and families additional opportunities to save for current and future health care with a Health Savings Account (HSA). HSA holders can choose to save up to $3,350 […]

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How the Individual Mandate Works…

Individual MandateDebbie SearsFebruary 15, 2016

People are generally required to be covered by a health insurance policy which meets minimum standards or pay a tax penalty. For those who are uninsured and do not meet […]

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Disability Can Happen In An Instant…Are You Prepared?

Disability IncomeDebbie SearsFebruary 8, 2016

Your ability to earn a living is far and away your largest asset. Being without your paycheck is like turning off the lights. Boom, you have a problem that you […]

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How Will You Show Your Love?

life insuranceDebbie SearsFebruary 1, 2016

In the world we live in today, most homes are dependent on two incomes. We have our cash flow down and things are rolling along well. What we really need […]

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What if you haven’t enrolled in a health insurance plan for 2016?

Healthcare updatesDebbie SearsJanuary 25, 2016

The fee for not having coverage is increasing again this year. If you go without health coverage in 2016, the fee you’ll have to pay next year will increase to […]

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Deferred Annuities

Health Care ReformDebbie SearsJanuary 18, 2016

Since the enactment of our most recent Affordable Care Act (2010), we have talked about taxes, more so than we have in a long time. And you will see that […]

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Has Anybody Heard of the Cadillac Tax?

Health Care ReformDebbie SearsJanuary 11, 2016

Here’s a great article from the Huffington post about what you need to know about the Cadillac Tax. This was originally posted in June 2015, however, it is quick and […]

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Open Enrollment Update

Healthcare updatesDebbie SearsJanuary 4, 2016

Thank you for a very successful 2015. I realize that health care has become confusing, but we have enrolled a record number of new clients this years…mostly in the 4th […]

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Open Enrollment

Health Care ReformDebbie SearsDecember 28, 2015

Through the year and particularly the fourth quarter, we have talked about what you need to do to position yourself for 2016. I need to let you know what your […]

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Merry Christmas and Happy Holidays!

giftDebbie SearsDecember 21, 2015

Merry Christmas and Happy Holidays to each and every one of you. Be safe and have fun throughout the holiday season. Our agency has consistent performance and it’s based on […]

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