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Whether you are a small business owner or whether you a re a corporation, you should have an account manager or an employee in house that takes care of your group health benefits for your employees.

We are seeing more compliance and regulatory demands than I can ever remember. We are constantly being updated and educated to stay current so that we can keep all of the accounts we’re responsible for compliant. If I were your employee, not a licensed insurance broker, I would spend the majority of my day working on compliance and regulatory issues in an effort to keep you compliant.

Another option you may consider would be having Sears Insurance as your benefits account manager. I would work hand-in-hand with your employee to accomplish the same goal, but that person’s time wouldn’t be dominated and in the end, it would be a cost-savings for you as well as assuring that you are compliant.

The role of an account manager has become increasingly important since the passage of the ACA. It is the account manager that keeps the processes moving forward through the service provided to Clients (you would be considered a Client of an insurance company).

Account managers have taken on many more duties and are critical in the compliance effort. These professional services provide successful compliance and piece of mind that things will be taken care of very skillfully. We have an understanding of the complex and critical role this plays in the health and benefits arena. We understand the key technical components of benefit plans and are prepared to counsel you on various products as well as assist with your compliance.

Please call me, my consultations are free and let’s see if balancing the responsibilities for your HR people makes sense for your organization.

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Debbie SearsJune 20, 2016

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