There are requirements that the employer is responsible for: A summary of benefits, which began in September 2012, should be received by each employee at the time of renewal, new […]
There are essential and minimum benefits that must be offered at affordable premiums. The employee contribution cannot be more than 9.5% of the employee’s household income. This list of essential […]
I would suggest you start by educating your administration. Whoever is going to administer your benefits, payroll, taxes, etc, must be educated on this subject to keep you compliant. For […]
As an employer, you need to determine how many full time equivalents you have. From that, you will know whether you have to offer coverage or not to be compliant. […]
Old habits die slow, but I think if we do a self-evaluation and make diligent, small steps towards healthier decisions, sometimes those lead to greater outcomes than we may expect. […]
In the latest proposed changes to medical health insurance, nobody seems to recall any mention of drugs. Americans consume more drugs than most other countries and our pharmaceutical costs are […]
In Wellmark’s recent Blue Spring 2013 publication, there is a health care reform article that caught my eye. If you do not receive these in your mail, or possibly it’s […]
EMC National Life Company (EMCNL), an affiliate of EMC Insurance Companies, offers a variety of life insurance and annuity products for individuals and insurance products for businesses to make available […]
At this point, most of us have heard of Dan Buetner’s Blue Zone’s Project, Healthiest State Initiative, but this video (it’s about 4-5 minutes long) is really worth the watch. […]
I was always raised with the concept that you had to go to school, you had to get decent grades and you were expected to work. And then, when you […]
